PayPal Fee Calculator: Fees and Payouts
This PayPal fee calculator works out the fee on a payment you receive in the US and the amount that lands in your account. Pick the payment type, such as PayPal checkout or goods and services at 3.49% + $0.49, card processing, QR code payments or a card-funded personal payment, and add 1.5% for international senders if needed. It also works backwards to show how much to ask for so that you receive the exact amount you want after fees. You can enter a custom percent and fixed fee for any other rate. Everything runs in your browser.
PayPal Fee Calculator
See the PayPal fee on a payment, what you receive, and how much to ask for.
How to use the PayPal Fee Calculator
- Enter the payment amount.
- Choose the payment type, or pick Custom to enter your own rate.
- Tick International if the sender is outside the US.
- Read the fee, the amount you receive and the amount to ask for.
PayPal fee formula
Fee = amount × percent + fixed fee. Amount to ask for = (target + fixed fee) ÷ (1 − percent), rounded up to the cent.
Features
- PayPal checkout and goods and services rate
- Card, QR code and personal payment presets
- International 1.5% add-on
- Reverse: amount to ask for
- Custom percent and fixed fee
- Runs in your browser
Frequently asked questions
How much is the PayPal fee for goods and services?
In the US the standard rate for PayPal checkout and goods and services payments is 3.49% plus a fixed $0.49 per transaction.
Are personal payments to friends free?
Sending to friends and family in the US is free from a PayPal balance or bank account. If the sender pays with a card, the sender pays 2.9% + $0.30.
How do I make sure I receive the full amount?
Ask for (amount + fixed fee) ÷ (1 − percent fee). For $100 at 3.49% + $0.49, ask for $104.13.
What is the international fee?
PayPal adds about 1.5% when the payment comes from another country, plus currency conversion if the currencies differ.
Are these rates up to date?
The presets match PayPal's published US rates as of 2026, but PayPal can change them. Check the PayPal fees page and use Custom for any other rate.